Introduction

The HealthSherpa ICHRA Partner API empowers ICHRA platforms and carriers to deliver seamless and secure ICHRA experiences at scale. This API is designed to streamline key workflows that require coordination between platforms and health insurance carriers, ensuring accurate data exchange and compliance throughout the enrollment process.

For ICHRA Platforms

The API enables platforms to programmatically:

• Retrieve accurate quotes for ICHRA-eligible individuals

• Estimate APTC (Advance Premium Tax Credit) eligibility

• Initiate enrollment flows via HealthSherpa-hosted deeplinks

By integrating with HealthSherpa, ICHRA platforms can avoid redundant work and instead leverage a single, CMS-trusted connection to access and distribute plan data securely.

For Carriers

Carriers benefit from a simplified integration model: connect once with HealthSherpa to unlock access to a network of ICHRA partners. This eliminates the need for custom integrations with each platform while still enabling:

• Transparent, real-time access to enrollment activity

• Secure downstream communication channels

• High standards of compliance, privacy, and data integrity

HealthSherpa is a CMS Enhanced Direct Enrollment (EDE) entity and maintains rigorous security protocols. The same standards extend to ICHRA operations, giving carriers peace of mind while expanding reach into the growing ICHRA ecosystem.

Supported Features

The API currently supports:

• ICHRA Quoting – Generate personalized plan quotes based on participant inputs for on- and off-exchange markets

• APTC Estimation – Calculate potential premium subsidies

• Deeplinked Enrollment – Redirect users or agents to a secure HealthSherpa enrollment interface.